:root{--navy:#10233e;--blue:#1d4968;--gold:#b49156;--paper:#f5f2ec;--ink:#172b3d;--muted:#61707b;--line:#dce3e7;--white:#fff;--green:#287357}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:#fff;font-family:Arial,Helvetica,sans-serif;-webkit-font-smoothing:antialiased}a{text-decoration:none;color:inherit}.wrap{width:min(1180px,90vw);margin:auto}.top{padding:10px 5vw;background:#071725;color:#d7e0e5;text-align:center;font-size:12px}.header{min-height:86px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:grid;color:var(--navy)}.brand strong{font:400 22px Georgia,serif}.brand small{font-size:10px;letter-spacing:.16em;text-transform:uppercase;color:var(--muted)}.header-links{display:flex;align-items:center;gap:18px;font-size:13px}.btn{display:inline-flex;min-height:50px;align-items:center;justify-content:center;padding:0 22px;border:1px solid var(--navy);background:var(--navy);color:#fff;font-weight:700;font-size:14px}.btn.gold{border-color:var(--gold);background:var(--gold);color:var(--navy)}.btn.ghost{background:#fff;color:var(--navy)}.hero{padding:76px 0 70px;background:linear-gradient(125deg,#fff 52%,var(--paper));border-top:1px solid var(--line)}.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:7vw;align-items:center}.eyebrow{margin:0;color:#89682f;font-size:12px;font-weight:700;letter-spacing:.14em;text-transform:uppercase}.hero h1{margin:18px 0 22px;color:var(--navy);font:400 clamp(42px,5.3vw,68px)/1.04 Georgia,serif;letter-spacing:-.035em}.lead{max-width:690px;color:var(--muted);font-size:18px;line-height:1.72}.hero-actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:28px}.trust{display:flex;flex-wrap:wrap;gap:10px 22px;margin-top:28px;color:#62717c;font-size:12px}.trust span:before{content:'✓';margin-right:7px;color:var(--gold);font-weight:700}.hero-card{padding:32px;background:#fff;border:1px solid var(--line);border-top:4px solid var(--gold);box-shadow:0 24px 65px rgba(16,35,62,.11)}.hero-card h2{margin:10px 0 16px;color:var(--navy);font:400 29px/1.2 Georgia,serif}.hero-card ul{margin:0;padding-left:20px;color:var(--muted);line-height:1.72}.section{padding:82px 0}.section.paper{background:var(--paper)}.section-head{max-width:780px;margin-bottom:38px}.section h2{margin:12px 0;color:var(--navy);font:400 clamp(34px,4vw,50px)/1.1 Georgia,serif}.section-intro{color:var(--muted);font-size:17px;line-height:1.7}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.card{padding:27px;background:#fff;border:1px solid var(--line)}.card b{color:#8a682f;font-size:12px}.card h3{margin:19px 0 11px;color:var(--navy);font:400 25px/1.18 Georgia,serif}.card p,.card li{color:var(--muted);font-size:15px;line-height:1.65}.card ul{padding-left:18px}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border:1px solid var(--line)}.step{padding:28px;border-right:1px solid var(--line)}.step:last-child{border-right:0}.step span{color:var(--gold);font-size:13px;font-weight:700}.step h3{color:var(--navy);font:400 24px Georgia,serif}.step p{color:var(--muted);font-size:15px;line-height:1.65}.triage{background:var(--navy);color:#fff}.triage-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:6vw;align-items:start}.triage h2{color:#fff}.triage .section-intro{color:#c7d1d8}.form{padding:30px;background:#fff;color:var(--ink);border-top:4px solid var(--gold)}.field{margin-bottom:19px}.field label,.field legend{display:block;margin-bottom:8px;color:var(--navy);font-size:14px;font-weight:700}.field input,.field select{width:100%;min-height:50px;padding:10px 12px;border:1px solid #c9d2d8;background:#fff;color:var(--ink);font-size:16px}.field fieldset{margin:0;padding:0;border:0}.checks{display:grid;gap:9px}.checks label{display:flex;gap:9px;align-items:flex-start;font-weight:400;color:var(--muted);line-height:1.4}.checks input{width:18px;min-height:auto;height:18px;margin:1px 0 0}.form-note{margin:14px 0 0;color:var(--muted);font-size:12px;line-height:1.5}.faq{display:grid;gap:10px}.faq details{padding:20px 22px;border:1px solid var(--line);background:#fff}.faq summary{cursor:pointer;color:var(--navy);font-size:17px;font-weight:700}.faq p{color:var(--muted);font-size:15px;line-height:1.65}.contact{padding:65px 0;background:#173a58;color:#fff}.contact-grid{display:flex;justify-content:space-between;align-items:center;gap:40px}.contact h2{margin:8px 0;color:#fff;font:400 38px Georgia,serif}.contact p{color:#d0dbe1;line-height:1.65}footer{padding:30px 5vw;background:#071725;color:#b8c4cb;font-size:12px;line-height:1.6}.foot{display:flex;justify-content:space-between;gap:24px}.wa{position:fixed;right:17px;bottom:17px;z-index:8000;padding:13px 17px;border-radius:999px;background:var(--green);color:#fff;font-size:13px;font-weight:700;box-shadow:0 12px 35px rgba(0,0,0,.2)}@media(max-width:850px){.hero-grid,.triage-grid{grid-template-columns:1fr}.grid{grid-template-columns:1fr 1fr}.header-links a:not(.btn){display:none}.contact-grid{display:grid}.steps{grid-template-columns:1fr}.step{border-right:0;border-bottom:1px solid var(--line)}.step:last-child{border-bottom:0}}@media(max-width:600px){.top{font-size:11px}.header{min-height:72px}.brand strong{font-size:18px}.brand small{font-size:8px}.header .btn{padding:0 13px;min-height:44px}.hero{padding:55px 0}.hero h1{font-size:42px}.lead{font-size:17px}.hero-actions{display:grid}.hero-actions .btn{width:100%}.grid{grid-template-columns:1fr}.section{padding:65px 0}.form{padding:24px 18px}.foot{display:grid}.wa{bottom:74px}.contact h2{font-size:34px}}

.field textarea{width:100%;min-height:105px;padding:10px 12px;border:1px solid #c9d2d8;background:#fff;color:var(--ink);font:16px Arial,Helvetica,sans-serif;resize:vertical}.wizard-progress{margin-bottom:25px}.wizard-progress-row{display:flex;justify-content:space-between;gap:14px;margin-bottom:9px;color:#61707b;font-size:12px;font-weight:700}.wizard-track{height:7px;overflow:hidden;border-radius:10px;background:#e4e9ec}.wizard-bar{height:100%;width:0;background:var(--gold);transition:width .25s ease}.wizard-step{display:none}.wizard-step.is-active{display:block;animation:wizardIn .22s ease}.wizard-actions{display:flex;justify-content:space-between;gap:10px;margin-top:23px}.wizard-actions .btn{min-width:120px}.wizard-back{background:#fff;color:var(--navy)}.wizard-review{display:none}.wizard-review.is-active{display:block}.wizard-review h3{margin:0 0 15px;color:var(--navy);font:400 27px Georgia,serif}.wizard-summary{margin:0 0 20px;padding:16px 18px;background:var(--paper);border-left:3px solid var(--gold);font-size:14px;line-height:1.65}.wizard-summary p{margin:5px 0}.wizard-summary strong{color:var(--navy)}.wizard-error{display:none;margin:10px 0 0;color:#9a2c2c;font-size:13px}.wizard-error.is-visible{display:block}@keyframes wizardIn{from{opacity:.3;transform:translateX(8px)}to{opacity:1;transform:none}}
